Blogs
Why Your Brain Loves Spending And Fears Investing?
Have you ever found yourself buying something on impulse and feeling good about it? But when it comes to investing we often hesitate or delay for days to start.
Let’s be honest, Spending is fun. Shopping feels good. But Investing? Not so much fun. It feels serious, boring, and uncertain.
We’re not alone in this. We’re not bad with money. We’re just… human. But have you ever asked yourself why you feel this way? You might think it’s just about money. But the real answer lies deep inside our brain and mind.
Specialized Investment Funds (SIFs): Bridging the Gap Between Mutual Funds and PMS
India’s financial market is evolving, and the introduction of Specialized Investment Funds (SIFs) by the Securities and Exchange Board of India (SEBI) marks an exciting development. Positioned between Mutual Funds (MFs) and Portfolio Management Services (PMS), SIFs provide investors with advanced investment strategies, enhanced flexibility, and robust risk management.
5 Steps To Take Advantage of Falling or Volatile Markets
The stock market is like a rollercoaster ride—sometimes it’s a smooth rise, other times, it’s a wild drop. Falling or volatile markets are not at all gloomy for long-term investors, if they know how to ride it well. In fact, market volatility presents opportunities for investors to capitalise on, all they have to do is
PF withdrawals from ATM. What EPF 3.0 means for you?
EPF 3.0: What’s Changing and How It Benefits You? The central government is preparing to roll out EPFO 3.0, a transformative update to the Employees’ Provident Fund Organisation (EPFO) framework. Packed with subscriber-friendly features, this plan is designed to make retirement savings more flexible, accessible, and rewarding. Here is everything you need to know: More
Does portfolio comparison really help?..Part 2
Everyone is chasing something or the other, though we all know there is no end to it. We must devise a strategy, wherein we systematically pull out of that race, else we will find ourselves in stress & disappointment. In our financial journey, through financial planning we may build a strategy that will keep us away from chasing others and unimportant things.
Does portfolio comparison really help?.. Part 1
Chasing returns is one of the favourite sports of all investors. They keep on finding new ways and means to win this game at any cost. However, during this chase they ignore following the rules of the game, as nobody else is following.
Financial behavior that will always shine
Humans have a common trait, i.e. “Emotions”. Most of our actions are driven by emotion, whether we know it or not. Emotions have a far greater impact on our decision-making than we think they have. Emotions sometimes impact us positively and sometimes not so positively. In the case of shopping, marketing campaigns decide most of the aspects related to shopping. When, what, where, how or how much we will buy are controlled by ad campaigns & offers.
The Home Loan Dilemma: Short Tenure vs. Long Tenure
One of the most significant financial decisions individuals make is purchasing a home, often necessitating a home loan to fulfil this dream. Once the decision to take a home loan is made, another critical choice arises—whether to opt for a short tenure and pay off the loan quickly or extend the tenure and invest the
Unlocking the True Potential: Why Holding onto Your ELSS Beyond the 3-Year Lock-in Makes Sense
Equity Linked Savings Funds (ELSS) have long been hailed as a strategic investment avenue for tax-saving purposes, with a lock-in period of three years. However, many investors tend to withdraw their funds immediately after this lock-in period expires, assuming that their journey with ELSS ends there. In this article, we’ll explore why there is no